With CheckCare’s electronic services, we provide you with the tools to determine whether a customer’s checking account has available funds, is overdrawn, frozen, closed, or valid, in real-time, at the point of sale. 

CheckCare's electronic merchant payment system authorizes  and electronically debits right at point-of-sale so you can reduce fraud, reduce processing time, lower back office costs, improve cash flow and accept Out-of-State checks with confidence.

Using this service takes about the same amount of time as a credit or debit card transaction. Benefiting both you and your customers, electronic check services speed up the checkout process by eliminating the need to write down various data on the check such as the approval number or the customer's driver's license information.

The products & services available to you through CheckCare’s electronic merchant payments include:

• ACH – Credit/Debit
• RCC – Representment Check Consolidation
• RCK – Electronic Representment
• ECC – Electronic Check Conversion, done at point of sale or point of purchase
• ARC – Similar to Electronic Check Conversion, but completed off-site
• TEL – Payment by phone
• WEB – Payment on the Internet (Example)