Did you know that check sales account for over 50 percent of all non-cash payments at the point-of-sale? That's more than 650 billion dollars in revenues annually. Simply put, when you accept checks, you make more sales.

By using check conversion & guarantee services you will have the flexibility and immediacy of electronic payments while your customers have the comfort and familiarity of paying by check.  This will also allow you to accept out of town checks from anywhere in the United States.  By guaranteeing checks and providing check guarantee services, CheckCare completely takes the risk out of accepting checks from your customers.  CheckCare offers our clients two forms of check guarantee services: 100% check guarantee with verification and 100% guarantee without verification. 

• 100% Check Guarantee With Verification: This program provides you with 100% reimbursement on all approved checks, regardless of whether or not we actually collect the checks. Your electronic access to our databases also streamlines check approvals at the point of sale allowing you to accept checks without risk. 

This program is perfect for retailers with higher average tickets or merchants with a large check volume.  Features include payments made on all returned checks and flat rate or transaction-based pricing, depending on the industry and the check guarantee level. Our verification feature reduces the number of uncollectible checks at the point of sale and we offer the fastest, most reliable verification on the market!

• 100% Check Guarantee Without Verification: This program provides 100% full face value reimbursement on an unlimited number of returned checks, regardless of whether or not the check is actually collected.  This program is perfect for delivery services and other industries that, operationally, cannot verify a check.

By using this program, you will enjoy payment made on all returned checks, 100% guaranteed payment without verification, a Quick View Payment Report, which accompanies each reimbursement check. Additionally, you will pay an annual flat-rate fee, based on your average bad check volume, with no hidden costs.